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Malicious Damage by Tenants… Cover provided with Let Alliance Landlord Buildings & Contents Insurance

Posted by on May 2, 2013


More stories relating to costly drug factory damage within rental properties are hitting the news. With Let Alliance, landlords can choose our ‘Malicious Damage by Tenant’ option which would cover them should illegal activity cause damage to their property.

Paul Pearce, Let Alliance Sales & Marketing Director comments ‘Illegal activities like cannabis farms causing damage are covered provided the landlord has chosen our Malicious Damage by Tenant option. The news highlights some devastating costs when it comes to cannabis farms, so why take the risk? For a small increase in premium landlords should seriously consider Malicious Damage cover. Not every product provider supplies such cover… I am very pleased to say Let Alliance does’.

Pearce continues ‘I read another article within ‘Landlord Buy & Buy-to-Let’ magazine (Nov 2012) which saw the Association of Independent Inventory Clerks (AIIC) stating drug factories are on the increase across the UK and not just inner-city. They stated that Kent police had found an increase of more than 50% in home-grown cannabis farms between 2008 and 2011’.

Cannabis farm fire costs ‘naive’ landlord thousands

* Source: www.mortgagesolutions.co.uk Date: 29th April 2013

A landlord faces up to £60,000 of repairs after a tenant’s secret cannabis farm went up in flames.

Web developer Obi Ljeoma thought he had rented his Cardiff property to four tenants and was unaware it was instead being used to house cannabis plants, Wales Online reported. While the cause of last week’s blaze is still being investigated, firemen found amateur electrical wiring alongside a large number of cannabis plants.

Ljeoma did not have insurance on the property and has estimated it will cost thousands of pounds to fix the gutted house.

He said by giving the tenants his only keys to the property it had difficult to keep regular checks on the occupants: “The rent kept coming in regularly, so I thought everything was fine. I now realise it was pretty naive of me.”

“I’d like to warn other landlords to keep a close eye on their properties, because you never know what could happen.”

When he signed the latest lease the tenant had told him four people would be living in the property. There had been no signs of trouble for eighteen months.

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