Tenants Liability Insurance

Tenants liability insurance is a type of insurance that provides coverage for certain liabilities that a tenant may face while renting a property. It is optional insurance that tenants can purchase to protect themselves against potential financial risks that may arise during their tenancy.

For just £10.52 including Insurance Premium Tax and administration fee* per month by direct debit, you can be protected against paying for any damage to your landlord’s property, fixtures, fittings and furniture.

Cover and benefits:

Nil excess policy
Transferable between properties – If you move to another rented address
5,000 tenants liability cover – For accidental damage to your landlord’s items in the property that you may be responsible for under your residential tenancy agreement
Accidental Damage Cover – This includes the Landlords:- Furniture- Carpets- White goods- Fixtures and fittings- Integrated appliances, such as ovens

Exclusions and Limitations:

This policy will not cover:

Loss or damage if the property is left unoccupied for more than 30 days in a row
Damage by any cause other than accidental damage
The first £100 of any loss or damage caused by chewing, scratching, tearing or fouling by domestic animals or pets

The above list is not exhaustive, please refer to the policy wording for further details

For further information or a fast no obligation quote call our specialist Insurance team on 01244 421 167 and tell us your letting agent’s name or visit our Tenant FAQs page.

*Insurance Premium Tax (IPT) is payable at the prevailing rate set by HMRC.

Tenants Contents Insurance

Protecting both your possessions and accidental damage to your landlord’s property.

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Tenant FAQs

Have a question? Visit our frequently asked questions page exclusively for tenants.

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Cover and benefits:

Exclusions and Limitations:

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