Renting property is a highly skilled and specialised business.
We have developed Landlords Buildings and Contents Insurance that is specifically tailored to meet Landlords’ requirements, we have additional cover options and policy benefits which include NIL Excess and Landlords Home Emergency at competitive prices.
Cover and benefits:
- Nil, £250 or £500 excess options available (a policy franchise of £100 is in place for the nil excess option)
- Up to £500,000 buildings sum insured as standard (up to £1 million on request)
- Accidental Damage included as standard with the Buildings cover, with the option to upgrade and include Malicious Damage or Theft
- Landlords Legal Liability cover up to £5 million
- Option to upgrade your Contents cover to include Malicious and Accidental Damage by tenant.
- Trace and Access up to £25,000
- Up to 20% of the Building sum insured for any loss of rent or the cost of alternative accommodation, following an insured event. for up to 12 months
- Contents cover up to £50,000 sum insured
- Replacement of locks for external doors if the keys are lost or stolen, up to £1,000
- NIL Excess Home Emergency cover option
- Covers for perils such as storm, flood, subsidence, escape of water or oil, fire, earthquake, theft, and malicious damage by third parties
- Up to 90 days unoccupancy cover as long as the terms of the policy are met. Documented inspections of the property are required after 30 days and at 45 days an excess of £250 is applied to theft, accidental and malicious damage claims
Exclusions and Limitations:
This will not cover:
- General wear and tear or any other gradual deterioration
- Loss or damage occurring prior to the policy start date
- Loss or damage arising from faulty or defective workmanship, designs or materials
- The first £1000 of any subsidence claim
The above is not an exhaustive list, please refer to the Policy Wording for full details.
Let Alliance Customer Care Team: 01244 421167
More than one property?
If you’re a landlord with multiple properties, call our experienced Insurance Sales team on 01244 421 999 to see how we can help protect your entire portfolio.
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To make an Insurance Claim:
Please refer in the first instance to the number in your policy documents – alternatively, you can call:
Let Alliance Landlords’ Buildings & Contents Insurance Claims: 0330 333 7230
Let Alliance Landlords’ Home Emergency Cover Claims: 029 2055 5698
Landlords Buildings and Contents Insurance
Speak to our experienced sales team today!