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Renting property is a highly skilled and specialised business.

We have developed Landlords Buildings and Contents insurance that is specifically tailored to meet Landlords’ requirements, we have additional cover options and policy benefits which include NIL Excess and Landlords Home Emergency at competitive prices.

Cover and benefits:

  • Nil, £250 or £500 excess options available (a policy franchise of £100 is in place for £250 or £500 excess)
  • Up to £500,000 buildings sum insured as standard (up to £1 million on request)
  • Buildings Accidental Damage included as standard – no charge!
  • Landlords Legal Liability cover up to £5 million
  • Trace and Access up to £5,000
  • Malicious & Accidental Damage by tenant option
  • Up to 20% of the Building sum insured for any loss of rent or the cost of alternative accommodation, following an insured event.
  • Up to 90 days unoccupancy.
  • Contents cover up to £50,000 sum insured.
  • Replacement of locks for external doors if the keys are lost or stolen, up to £1,000.
  • NIL Excess Home Emergency cover option (unlimited claims).
  • Covers for perils such as: storm, flood, subsidence, escape of water or oil, fire, earthquake, theft, and malicious damage by third parties.


Exclusions and Limitations:

This will not cover:

– General wear and tear or any other gradual deterioration

– Exclusions apply where the property is left unoccupied for more than 90 days in a row

– Loss or damage occurring prior to the commencement of the policy start date

– Loss or damage arising from faulty or defective workmanship, designs or materials


The above is not an exhaustive list, please refer to the Policy Wording for full details.


More than one property?

If you’re a landlord with multiple properties, call our experienced Insurance Sales team on 01244 421 999 to see how we can help protect your entire portfolio.

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To make an Insurance Claim:

Please refer in the first instance to the number in your policy documents – alternatively, you can call:

Let Alliance Landlords’ Buildings & Contents Insurance Claims: 

UKGI Policies: 0292 055 8766

Ageas/AXA Policies: 0330 333 7186


Let Alliance Landlords’ Home Emergency Cover Claims:

UKGI Policies: 0345 872 9009

Ageas/AXA Policies: 0330 333 7186

Landlords Buildings and Contents Insurance

Speak to our experienced sales team today!

Mike Dawson
Sales Director

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