Landlords Home Emergency Assistance Cover

Cover and benefits:

• We will arrange for an approved repairer to assess the situation and carry out a temporary repair, or a permanent repair if it can be carried out during the same visit and would cost no more than a temporary repair, up to £500 per claim.
• Nil excess as standard.
• Sudden loss, damage to or blockage, breakage or flooding of the cold water supply and drainage system within the boundary of your home.
• Sudden failure of the main hot water and central heating system, including connecting pipes.
• Failure of gas and electrical supply, for which you are responsible.
• Damage to, or the failure of external doors, windows or locks that could compromise the security of the property.
• Impact damage to, or internal mechanical failure of, the toilet cistern
• Vermin causing damage inside the home or a health risk
• Loss of or damage to roofing caused by storm force winds (excluding flat roof).
• Impact damage by falling trees, motor vehicles, aerials, masts or aircraft

Policy Exclusions and Limitations:

The policy will not cover:

• Any event which is gradual and is not classed as a sudden event
• Boilers that have not been professionally serviced in the last 12 months
• Removal of asbestos
• Where the property has been unoccupied for 30 consecutive days
• Any claim occurring within the first 14 days of the policy start date
• Incorrect or unqualified installation, repair or modification or a design fault.
• Equipment that is still under guarantee or warranty from the manufacturer, supplier or installer.

The above is not an exhaustive list, please refer to the Policy Wording for full details.