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Are you interested in our Rent Guarantee Insurance? Give us your details below and a member of our team will contact you.

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Nil excess Rent Guarantee

Our nil excess Rent Guarantee and Legal Service is designed to provide cover when the worst happens; a tenant defaults on rent and/or breaches the tenancy agreement.

Details of our policy cover and options are included below, and our Per Property service is now available on a monthly paid basis.

If you need to make a claim click here to find out what you need to do.

As standard all of our policies include:

  • Nil Excess
  • Payable until vacant possession
  • Cover limit of £2,500 rent per calendar month
  • Total claims limit of £50,000
  • Upon accepting a claim the insurers will seek repossession of the property at their own expense
  • Legal cover in respect of the repossession
  • Available for Managed, Rent Collection or Let Only serviced properties

*for full terms and conditions refer to policy wording

We provide the following options to suit your business model:

Per Tenant

The policy is taken out by you, the letting agent, on each individual tenant living in the property that is liable for the rent for the insured term.  All tenants must have passed our Express or Ultimate reference.

  • Reference provided free of charge when ordering a per tenant policy
  • Tenant support option – to help letting agents who have tenants that are receiving government benefits or may be unemployed.

Per Property

The policy is taken out by you, the letting agent, on the rental property for the insured term.  All the tenants liable for the rent are covered if they have all passed our Ultimate reference and the full rent can be covered between them.

  • No loss of cover on changes of tenancy
  • Cover individual properties as new tenancies commence, or cover the whole of your portfolio in a single transaction with our Portfolio Transfer proposition.

Click here to find out more about our monthly paid Per Property Rent Guarantee.

Portfolio Transfer

This allows you as the letting agent to cover your entire managed portfolio in a single transaction. All tenants need to have been referenced by us or an approved referencing agency without any arrears or disputes.

  • Protect your landlords from the risk of rent arrears and legal disputes
  • Protect your fee income
  • Generate significant additional revenue.

Rent Guarantee

Nil excess and providing comprehensive cover to letting agents.

Alex Harvey
Head of Underwriting

Rent Guarantee

Nil Excess, payable until vacant possession.

Alex Harvey
Head of Underwriting

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